Payment Policy

Effective Date: January 7, 2025

At Ring Suri, we aim to provide a secure and smooth shopping experience for all of our customers. Please read this Payment Policy carefully to understand how we process payments for orders placed on our website.

1. Accepted Payment Methods

We offer several secure payment methods to make your shopping experience easy and convenient:

  • Credit Cards: We accept major credit cards, including Visa, MasterCard, American Express, and Discover.
  • Debit Cards: Debit cards with a Visa or MasterCard logo are also accepted.
  • PayPal: You can securely make payments using your PayPal account.
  • Other Payment Methods: Occasionally, we may offer additional payment options such as Apple Pay, Google Pay, or other payment systems that will be listed during checkout.

2. Payment Security

  • Secure Processing: All payments are processed through trusted, industry-standard payment gateways. Ring Suri uses SSL (Secure Socket Layer) encryption to protect your sensitive information, ensuring your payment details are kept safe.
  • Fraud Prevention: We take security seriously and have measures in place to detect and prevent fraudulent transactions. We may request additional verification for certain orders to ensure their authenticity.

3. Payment Authorization

  • Order Confirmation: Once you complete your purchase, you will receive an order confirmation email. This email indicates that your payment has been successfully processed, but the transaction will only be finalized once we have verified your payment and processed the order.
  • Authorization Holds: Your payment will be authorized at the time of purchase, and we will not charge your account until the order is confirmed and shipped. For certain payment methods, there may be an authorization hold placed on your account, which will be released once the payment is processed.

4. Billing Information

  • Accurate Information: When making a payment, it is important that you provide accurate billing information, including your name, address, and payment method details. If there is any discrepancy or error in the billing information provided, it may delay your order processing.
  • Billing Address: The billing address provided must match the address on file with your credit card issuer or payment provider. If there are any inconsistencies, your payment may be declined, and we may contact you for further verification.

5. Taxes and Fees

  • Sales Tax: Sales tax will be applied to your order based on the laws of the state or jurisdiction to which your order is being shipped. The tax amount will be calculated during checkout and included in your total order cost.
  • Additional Fees: Shipping charges, handling fees, or other applicable fees will be added during the checkout process and are separate from the product price.

6. Currency

All transactions on our website are processed in U.S. dollars (USD). If you are making a purchase from a different country, your payment provider will convert the payment to your local currency based on the exchange rate at the time of the transaction.

7. Payment Declines

  • Declined Payments: If your payment is declined or cannot be processed, we will notify you immediately. You will have the option to retry the payment using an alternative method. We are not responsible for any fees or charges your bank may impose due to payment declines.
  • Insufficient Funds: If you use a payment method with insufficient funds, we may cancel or delay your order until payment is successfully made.

8. Refunds and Adjustments

  • Refunds: If you return an item according to our Refund and Returns Policy, we will issue a refund to your original payment method. Refunds will be processed within 5–10 business days after the returned item has been received and inspected. Please note that depending on your payment provider, it may take additional time for the funds to reflect in your account.
  • Order Modifications: If your order is modified or canceled before shipment, any adjustments to the total amount will be reflected in your original payment method.

9. Payment Disputes

In the event of a dispute over payment, we encourage you to reach out to our customer service team for resolution. If you believe a payment was incorrectly charged, please contact us immediately, and we will investigate the matter.

10. Contact Information

For any questions regarding your payment, or if you experience any issues during the checkout process, please contact us at:

  • Email: info@ringsuri.com
  • Phone: (208) 423-4542
  • Address: 280 Overland Ave W, Hansen, Idaho (ID), 83334, United States

Thank you for shopping with Ring Suri. We are dedicated to providing you with a seamless and secure shopping experience!